Calculators
Mortgage, borrowing power and rental yield
The same formula banks use. Change any field — results are estimates for planning.
Estimated monthly payment
฿24,282/month
Loan amount
฿4,050,000
Down payment
฿450,000
Total interest over the term
฿4,691,447
Total repaid
฿8,741,447
Transfer fee (buyer's share)
฿225
Mortgage registration
฿405
Cash to prepare (down payment + fees)
฿450,630
Reduced 0.01% rate applied
How it's calculated
Payment = loan × r ÷ (1 − (1 + r)^−n), where r = annual rate ÷ 12 and n = number of months.
Homes up to ฿7M bought by Thai individuals: transfer and mortgage registration fees cut to 0.01% until 30 Jun 2027 (check the latest measure with the Land Department).
Estimates for planning only. Actual loan amounts, rates and fees depend on your bank and the Land Department.
Banks also look at credit history, income stability and age — get a pre-approval before paying a booking deposit.